What is Travel Insurance and Do I Need it

Travel insurance is an option available for people planning a trip, for business or leisure, that will provide financial protection in the case of unexpected inconveniences. With most travel providers, it is an optional extra and not a necessary purchase. Just what does travel insurance cover, though, and do you need it?

Being injured while on vacation isn’t something that a lot of people would expect to happen to them. Many travelers may not even take the possibility into consideration. Frequent travelers who have had no experiences with injury or loss of belongings in the past may not consider travel insurance as they have never needed it before. Taking out a travel insurance policy can have many benefits, however, especially if the unexpected does occur.

Not only can it be scary to be injured and require medical attention while in a foreign country but, in some cases, it can be expensive, too. If you’re travelling to a country that does not have a free health service, the cost of a hospital stay or any type of treatment can amount to thousands and build up a debt that could have been avoided.

Travel insurance does not just protect you in the event of injury. Most travel insurance plans will cover you not only for medical expenses while abroad, but also for personal liability, legal expenses and any costs that may be incurred through missed or delayed departures. Some plans may also insure you for loss of personal belongings, documents or money. There are many options available when it comes to insuring yourself and your belongings while traveling and it is important to look around to see which plan suits you and your needs the best.

8 Typical Covered Reasons for Trip Cancellation

Download Link:  8 Typical Covered Reasons for Trip Cancellation.pdf


There are different levels of travel insurance that you can purchase. If you’re just planning one vacation, you can buy insurance for a single trip, or if you’re somebody who travels frequently, there are annual options available from some travel insurance providers that will cover you for a full year, often at a discounted rate. There are also options to buy travel insurance for couples and families who travel together.

If you are traveling as part of an adventure holiday, or for a sporting activity that could be deemed dangerous, the cost of your insurance is likely to be higher than if the trip was just a general vacation. Some providers will not insure individuals who are at a higher risk of injury at all, so it is important to shop around and compare insurance plans before selecting one.

travel coupons

Travel insurance is something that a lot of people overlook. When booking a trip with most providers, insurance is optional and not compulsory. It is common for people to assume that they are not going to need it and not add it to their travel expenses to save on some money. Covering yourself in case the unexpected does happen, however, is a small price to pay for what could happen should something occur when you’re not protected. As the saying goes, it is better to be safe than sorry.


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Top Places to Visit in Vegas


Las Vegas is an amazing city to visit and enjoy. However, it is also a very expensive city to travel to. Because of this, you are going to want to do everything that you can in order to minimize the chances of choosing the wrong resort in Vegas. In this article, we will be going over some of the top tips that you are going to want to use in order to find the top resorts to consider travelling to in Vegas.


Swarovski Starburst
Real Bodies


Bellagio Conservatory
Bellagio Gallery of Fine Art
Fountains of Bellagio
The Art of Richard MacDonald Presented by Cirque du Soleil

Caesars Palace

Fall of Atlantis at Caesars Forum Shops
Las Vegas Attractions-2

Circus Circus

4-D Special FX Theatre
Adventuredome at Circus Circus
Canyon Blaster at Circus Circus
Chaos at Circus Circus
Disk ‘O at Circus Circus
El Loco at Circus Circus
Inverter at Circus Circus
Motion rides at Circus Circus
The Sling Shot at Circus Circus
World’s Largest Permanent Circus at Circus – Circus


CityCenter Fine Art Collection
The Gallery Featuring Dale Chihuly
Water features at Aria


The Ice Rink at Boulevard Pool Open Nov. 25 to Jan. 2


Wildlife Habitat at the Flamingo
Las Vegas Attractions-6

LINQ Hotel

The Auto Collection

LINQ Promenade

Brooklyn Bowl Bowling Lanes
High Roller
Las Vegas Attractions-11


Titanic: The Artifact Exhibition at Luxor
Bodies…The Exhibition at Luxor

Mandalay Bay

Mandalay Bay Shark Reef

MGM Grand

CBS Television City Research Center
CSI: The Experience
Las Vegas Attractions


Mirage volcano
Secret Garden and Dolphin Habitat at the Mirage
Las Vegas Attractions-4

New York – New York

The Roller Coaster at New York-New York
Hershey’s Chocolate World


Palazzo Waterfall Atrium and Gardens


The Eiffel Tower Experience

The Park

Bliss Dance
The Park


KISS: By Monster Mini Golf
Voodoo Zip Line


The Aquarium at the Silverton Hotel


Big Shot at the Stratosphere
Insanity-The Ride at the Stratosphere
SkyJump Las Vegas
Stratosphere Tower observation deck
X Scream at the Stratosphere

Town Square

GameWorks Las Vegas

Treasure Island

Marvel Avengers S.T.A.T.I.O.N. Las Vegas


Gondola Ride at the Venetian
Madame Tussauds Las Vegas
Streetmosphere at the Grand Canal Shoppes at the Venetian
Las Vegas Attractions-5

Also on the Strip

Big Bus Tours
Fashion shows at Fashion Show mall
Hollywood Cars Museum
Las Vegas Explorer Pass
Las Vegas Harley-Davidson
Las Vegas Power Pass
M&M’s World
Strip Gun Club
The Range 702
Vegas Indoor Skydiving
Walking Gourmet Food Tours
Welcome to Las Vegas sign
Las Vegas Attractions-9

Attractions Off the Las Vegas Strip

Adventure Canyon at Buffalo Bill’s
Ash Meadows Wildlife Refuge
Bonnie & Clyde Getaway Car
Brian Head Resort
Bryce Canyon National Park
Cedar Breaks National Monument
Chloride Mining Town
Death Valley National Park
Desert National Wildlife Refuge
Desperado roller coaster
Extraterrestrial Highway (near Area 51)
Frog Hopper at Buffalo Bill’s
Grand Canyon
Grapevine Canyon near Laughlin
Hoover Dam
Hot Springs
Lake Mead
Lee Canyon Mountain Resort
Lost City Museum in Overton
MaxFlight 2002 Virtual Roller Coaster
Mount Charleston
Nevada Southern Railway
Pioche Mining Town
Pioneer Saloon in Goodsprings
Scotty’s Castle (Closed indefinitely)
Sun Buggy Mini Baja Chase After Dark
Valley of Fire State Park
Las Vegas Attractions-10

If you know anyone that has been and/or traveled to Las Vegas, you are going to want to ask them for recommendations. Nothing is better than getting real recommendations directly from people that you already know and trust. By getting real recommendations from them, you should be able to rest easy knowing that you are going to make a solid decision.

In the end, choosing a hotel or resort in Vegas doesn’t have to be the most difficult decision. Considering there are many different ways to get the information that you need to make a solid decision, you should be able to make a good decision regarding which resort to pick. Follow the tips above and you should be able to find and choose the right resort for you and your family to stay at while in Vegas.

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Virgin Experience Days Reviewed

virign experience days sky dive

In 2001, Richard Branson the head of Virgin, had a unique idea to share with corporate clients. He created the Virgin Experience Days program. In short, it is a collection of day trips, travel packages, adventures and celebration ideas for holidays and special occasions.

Instead of having to come up with an idea for your upcoming anniversary or birthday, you visit the Virgin Experience Days website to choose from the packaged weekend getaways they have available.  These “experiences” include packages for hotel accommodations, special dinner meal offers and more.

If you fancy taking your company’s IT department out for a day of race car driving, you can select just such a pre-arranged package adventure from the huge list of experiences available. If it is an afternoon tea you want for your office, you can select that instead. If you want to sail on the Thames in a jet boat, that can be arranged, too.

Do you think camping in the Lake District sounds a bit too rough for your family including the little ones? Think again. Book a “glamping” trip through Virgin Experience Days and camp in a memorable and comfortable way. You and your family can enjoy WiFi service and full showers and baths all while getting to enjoy the pristine beauty of the Lake District right outside your camping pod.

To enjoy any or all of these experiences, just visit the Virgin Days Experience website. Add your chosen experience to the online “basket” and get ready for a special time. Prices are extremely budget friendly and some of the ideas for getaways and outings are really creative. If you want something outside-the-box, Virgin Experience Days has it.

You can ask to have your voucher sent to you in a variety of ways which is convenient. E-mail is free but does not include the signature gift packaging which comes to you or your desired recipient when you select postal delivery. The package is simply a Virgin logo envelope with the voucher and other printed materials some of which tell you how to redeem the voucher and some which ask you for feedback on your experience.

Once a voucher is purchased, there is a time limit for redeeming it. You usually have 9 months from the time of purchase, but here is where the problems start for some people.

These packages all sound like great concepts in travel and entertainment, and they are. But, there have been issues for some customers. They booked their chosen experience only to find redeeming the voucher was next to impossible.

Instead of getting to choose the day they wanted to take their jet boat trip, they were forced into taking it on  a date Virgin picked.  The trip might have been available on a Thursday afternoon when the recipient of the voucher was unavailable or at work but Virgin allegedly forced them to take that date and made no attempt to book the date at a more convenient time for the person who bought the voucher.

You either take the booking when Virgin accommodates it or let the voucher expire. According to those who have purchased vouchers, this is the case whether you attempt to use your voucher just before it expires or the moment you receive it.

Some people, of course, have been extremely delighted with their purchase. The experience was exactly as described and expected, if not better. Some people will always be disappointed while others, who are willing to be flexible since Virgin did all the booking ahead of time for such unique experiences, are quite happy with the service.

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